The season of excess fast approaches. Most families will gather around the telly to fill their faces with chocolates, crisps, peanuts, vol au vents and crudités. On those same television sets will appear ads from charities with their Christmas appeals.
How much will we spend on presents, food and booze this Christmas? Plenty is the average spend, but how big are our charitable donations? Small to zero would be my guess. Certainly based on my own woeful track record.

A colleague at work has organised a collection for a local food bank. This seemed like a very easy way to do some good, so I have made my contribution. Maybe I should consider spreading the love a bit further afield. Refugees will be shivering this winter and the usual agencies will be urging us to dig deep to provide food and clothing for them.